Privacy Policy – HGZ Group LLC ​ Effective Date: 2nd February 2025 ​ HGZ Group LLC is committed to protecting your privacy and ensuring transparency in how we handle your personal information. This Privacy Policy explains our practices across all global operations. 1. Information We Collect We may collect: Personal Information: Name, email, phone number, billing/shipping address. Account Information: Login credentials, preferences, and communications. Financial Information: Payment details processed securely via third-party providers (we do not store full credit card numbers). Device & Usage Data: IP address, browser type, operating system, pages visited, cookies, and analytics data. Service Data: Information related to laptop loans, training programs, and insurance coverage. 2. How We Use Your Information We use your information to: Deliver and improve our products and services. Process donations, purchases, and loan applications. Verify insurance and tracking requirements. Communicate updates, receipts, and impact reports. Ensure compliance with legal and regulatory obligations. 3. Global Data Transfers Your information may be transferred and processed in countries outside your residence, including the USA, UAE (Dubai), and Africa. We implement safeguards to ensure compliance with applicable data protection laws (GDPR, CCPA, etc.). 4. Sharing of Information We do not sell or rent your personal information. We may share data only with: Service Providers: Payment processors, insurers, logistics partners, IT vendors. Legal Authorities: When required by law or to protect our rights. Affiliates & Subsidiaries: For operational purposes, under strict confidentiality agreements. 5. Data Security We use industry-standard security measures, including encryption, secure servers, and restricted access, to protect your information against unauthorized access, disclosure, or misuse. 6. Data Retention We retain personal information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes. 7. Your Rights Depending on your jurisdiction, you may have rights to: Access, correct, or delete your personal information. Restrict or object to certain processing. Request data portability. Withdraw consent at any time. To exercise these rights, contact us at [Insert Contact Email]. 8. Cookies & Tracking We use cookies and similar technologies to enhance user experience, analyze traffic, and personalize content. You can manage cookie preferences through your browser settings. 9. Children’s Privacy Our services are not directed to children under 13 (or the applicable age of consent in your jurisdiction). We do not knowingly collect personal information from children. 10. Updates to This Policy We may update this Privacy Policy from time to time. Changes will be posted on our website with a revised effective date. 11. Contact Us For questions or concerns about this Privacy Policy, please contact: HGZ Group LLC Phone: +1(305)831-3757 Address: 2125 Biscayne Blvd, Ste 204 #19266 Miami, FL 33137